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	<title>The Engels Real Estate</title>
	<link>http://www.theengels.com</link>
	<description></description>
	<lastBuildDate>Fri, 22 Jan 2010 05:48:02 +0000</lastBuildDate>
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	<item>
		<title>Current Mortgage Rates are Low!</title>
		<description><![CDATA[
We will now be posting Monthly updates on the fantastic Mortgage rates available!
Rates as of (January 6, 2010)
on 30 year fixed.       4.875% 1 points
5-1 Arm 30 year term 4.25%  1 point
5-1 Arm 30 Year High Balance 4.75%, loans between 417K-$729K
30 year High balance  5.25%  1 points.
 
-Rate Information Provided By:
Staci M. Fraser
Home Mortgage [...]]]></description>
		<link>http://www.theengels.com/real-estate/current-mortgage-rates-are-low/</link>
			</item>
	<item>
		<title>The Engels (Good time to Buy? Sell? )</title>
		<description><![CDATA[
As lifetime members (third generation) of our community, the Engel Team, Joel &#38; Cindy, would like to introduce themselves!
Joel and I have been full-time Residential Realtors in the Tri Valley area for 22+ years. We have an excellent understanding of the local builders and the communities. This experience and knowledge speak to our years of [...]]]></description>
		<link>http://www.theengels.com/real-estate/the-engels-good-time-to-buy-sell/</link>
			</item>
	<item>
		<title>Short Sales</title>
		<description><![CDATA[With the many changes in the market, we wanted to help to educate our clients and answer some frequently asked questions about short sales. If anyone you know has any questions about short sales, please contact us, as we have relationships with CPA’s and Attorneys who have the latest information. Since each transaction is unique, [...]]]></description>
		<link>http://www.theengels.com/short-sales/short-sales/</link>
			</item>
	<item>
		<title>Interest Rates &amp; Market Update</title>
		<description><![CDATA[(November 2009 Update)
Since home sales and home values are so closely tied to the cost of borrowing money, we thought we would focus some attention on current interest rates, along with the general Real Estate related topics we usually discuss.
The cost of borrowing money to finance home purchases are currently at very low rates.  30 [...]]]></description>
		<link>http://www.theengels.com/real-estate/interest-rates-market-update/</link>
			</item>
	<item>
		<title>September 2009 Market Update</title>
		<description><![CDATA[


Market Update (September 09&#8242;)

Dear Friends,
As you probably all know from our media sources, the Real Estate market is picking up!!
We know from our multiple listing statistics that even in the Central Valley (Tracy, Mountain House, Sacramento and Brentwood/Antioch too) the inventory of homes has been absorbed. These areas are now experiencing multiple offers. The Tri [...]]]></description>
		<link>http://www.theengels.com/real-estate/september-2009-market-update/</link>
			</item>
	<item>
		<title>7536 Bonniewood Ln., Dublin Ca 94568</title>
		<description><![CDATA[Great Location, Quiet Street, One Block to Murray Elementary School, Easy Access to 680 Freeway &#038; Shops. Spacious 4 Bedrooms/2 Baths Single Story Home, 2 Car Garage. French Doors off Dining Room to Spacious Backyard! Master Bed w/Walk in Closet. Short Sale, One Lender, Ready to Submit.]]></description>
		<link>http://www.theengels.com/pendingsold/7536-bonniewood-ln-dublin-ca-94568/</link>
			</item>
	<item>
		<title>4910 Shelton, Dublin Ca 94568</title>
		<description><![CDATA[Gorgeous Home-Highly Upgraded! Beautiful Hard Wood Floors in Entry, Family Room and Kitchen. Plantation Shutters, Solid Granite Counters, Designer Paints, Travertine Floor in Master Bath. 3 Car Tandem Garage. Fully Landscaped Yards, Beautiful In-Ground Salt Water Pool with Waterfall and Spa.5]]></description>
		<link>http://www.theengels.com/pendingsold/1041-citron-drive/</link>
			</item>
	<item>
		<title>The Middle Man</title>
		<description><![CDATA[There are many new companies that offer their service as &#8220;negotiators&#8221;.  These companies for a fee (usually 1-2% commission) will negotiate directly with the lenders involved. Their claim is that they have experience and will stay in constant contact with the lender. Usually, they are employed by the listing agent. It is important to [...]]]></description>
		<link>http://www.theengels.com/short-sales/the-middle-man/</link>
			</item>
	<item>
		<title>Over-pricing vs. Under-pricing</title>
		<description><![CDATA[When listing short sale property, a Realtor may start with an asking price that looks to be too high compared to the current market. This may be a part of a required process on the part of the lender involved. Many times the lender will require the home to be marketed for several weeks.  If [...]]]></description>
		<link>http://www.theengels.com/short-sales/over-pricing-vs-under-pricing/</link>
			</item>
	<item>
		<title>Short Sale Approved!</title>
		<description><![CDATA[Really? After submitting an offer to be considered by the lender for a &#8220;short sale&#8221;, you may be informed that the offer price and conditions have been approved.  Many times the &#8220;waiting game&#8221; takes so long that the buyer making the offer decides to move on and find another property.  At that point, the listing [...]]]></description>
		<link>http://www.theengels.com/short-sales/short-sale-approved/</link>
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